Does a Balance Transfer Affect Your Mortgage Application?
Learn how a balance transfer affects a mortgage application, from credit and debt ratio impacts to timing the move around underwriting and closing.
Are Retirement Accounts Protected From Lawsuits? IRAs, 401(k)s, and More
Learn how retirement accounts are protected from lawsuits, from employer plans and IRAs to bankruptcy rules and the claims that can still reach savings.
What Is Cross Listing? Types, ADR Levels, and Risks
Learn how cross listing works for companies on foreign exchanges, from the mechanics and ADR structures to the costs, taxes, and risks involved.
What Is the Maximum Interest Rate Allowed by Law?
Learn how the maximum interest rate allowed by law works, from state usury caps and loan-type limits to military protections and remedies for overcharges.
Debt Covenants: Types, Financial Ratios, and Violations
Learn how debt covenants work in corporate loans, from the financial ratios and restrictions lenders impose to what happens when a borrower breaches one.
How to Hire a Debt Collector: Fees, Contracts, and Compliance
Learn how to hire a debt collector, from classifying the debt and vetting the agency to negotiating fees and staying compliant with collection law.
Do Checks Expire If Not Cashed? Rules by Check Type
Learn how checks expire if not cashed, from timelines that vary by check type to recovering old funds and handling checks you wrote but were never cashed.
Endorsement in Banking: Types, Rules, and Mobile Deposit
Learn how check endorsement works, from the different signing methods and special situations to mobile deposits, forged signatures, and stale checks.
What Is a Trust Savings Account and How Does It Work?
Learn how a trust savings account works, from the parties and structure behind it to how it's taxed, insured, and passed on when the grantor dies.
How to Calculate Your CD Early Withdrawal Penalty
Learn how to calculate a CD early withdrawal penalty, from the formula and inputs you'll need to when the charge is waived and how taxes can soften the hit.