Can You Trade In Your Car for Another Car in Chapter 13?
Learn how trading in your car during Chapter 13 works, from securing trustee approval and finding new financing to the risks of acting without it.
Why Is My Escrow Balance Negative and How to Fix It
Learn why your escrow balance may be negative, from the common causes and calculation errors to your options for fixing the shortage and pushing back.
What Does It Mean to Release a Lien? Process, Documents, and Credit
Learn what it means to release a lien, from how different types of debts get cleared to fixing your title and credit report when the paperwork is done.
Can Two Different Collection Agencies Report the Same Debt?
Learn when two collection agencies can report the same debt, from legitimate transfers and timing rules to disputing duplicates and pursuing legal remedies.
Ex Won’t Refinance? How to Get Your Name Off the House
Learn how to get your name off a joint mortgage after divorce, from working with the lender on a release to court-ordered refinances and forced sales.
Which Judgments Can Be Discharged in Chapter 13?
Learn how judgments are discharged in Chapter 13, from which debts qualify to dealing with property liens and what happens if the plan isn't completed.
If a Cop Calls an Ambulance, Who Pays the Bill?
Learn who pays when a cop calls an ambulance, from why the bill falls on the patient to coverage that may help and options for handling the charges.
How to Find Out If There Is a Lien on a Car: VIN, DMV, and Title
Learn how to find out if there is a lien on a car, from checking VIN and title records to handling hidden liens and buying safely when one exists.
How to Get Out of a Co-Signed Auto Loan: Release, Refinance, or Sell
Learn how to get out of a co-signed auto loan, from release, refinance, and sale options to what happens if the borrower stops paying or files bankruptcy.
Can You Have a Cosigner on a HELOC? Qualifying, Risks, and Removal
Learn how a cosigner on a HELOC works, from the co-borrower distinction and qualifying benefits to the risks involved and how to remove them later.