Can I Save My House from Foreclosure? Loan Mods and Chapter 13
Learn how to save your house from foreclosure, from working out new terms with your servicer to using bankruptcy or selling the home before an auction.
Wage Garnishment Sent to Wrong Employer: Steps and Exemptions
Learn how to handle a wage garnishment sent to the wrong employer, from responding as a business or mistaken worker to protecting your pay as the actual debtor.
Does a Company Credit Card in My Name Affect My Credit?
Learn how a company credit card in your name can affect your credit, from card type and reporting to utilization, late payments, and leaving your job.
Which Judgments Can Be Discharged in Chapter 13?
Learn how judgments are discharged in Chapter 13, from which debts qualify to dealing with property liens and what happens if the plan isn't completed.
Ex Won’t Refinance? How to Get Your Name Off the House
Learn how to get your name off a joint mortgage after divorce, from working with the lender on a release to court-ordered refinances and forced sales.
Can Two Different Collection Agencies Report the Same Debt?
Learn when two collection agencies can report the same debt, from legitimate transfers and timing rules to disputing duplicates and pursuing legal remedies.
What Does It Mean to Release a Lien? Process, Documents, and Credit
Learn what it means to release a lien, from how different types of debts get cleared to fixing your title and credit report when the paperwork is done.
Why Is My Escrow Balance Negative and How to Fix It
Learn why your escrow balance may be negative, from the common causes and calculation errors to your options for fixing the shortage and pushing back.
Can You Trade In Your Car for Another Car in Chapter 13?
Learn how trading in your car during Chapter 13 works, from securing trustee approval and finding new financing to the risks of acting without it.
How Long Do Creditors Have to Respond to a Dispute?
Learn how long creditors have to respond to a dispute, from federal timelines and direct creditor disputes to what happens when the deadline is missed.