Can You Discharge Cash Advances in Bankruptcy? The 70-Day Rule
Learn how discharging cash advances in bankruptcy works, from the fraud presumption on recent charges to creditor challenges and filing strategy.
Stop Payment on a Check to a Contractor: Legal Grounds and Consequences
Learn how stopping payment on a check to a contractor works, from placing the order to legal risks, contractor responses, and alternatives to try first.
Do Promissory Notes Hold Up in Court? Defenses and Enforcement
Learn how promissory notes hold up in court, from the elements that make them enforceable to the defenses borrowers raise and the realities of collecting.
Why Is Your Mortgage Company Taking Pictures of Your House?
Learn why your mortgage company is taking pictures of your house, from why servicers order inspections to how to respond and address insurance concerns.
Valley Servicing Wage Assignment: Is It Enforceable and How to Revoke
Learn how a Valley Servicing wage assignment works, from your right to revoke it and employer duties to federal wage protections and where to get help.
What Is a Bearer Instrument? Types, Transfer, and Risks
Learn how bearer instruments work in U.S. law, from the forms they take and how ownership passes to what happens when one is lost or crosses a border.
How to Sue a Bank for Negligence or Unfair Practices
Learn how to sue a bank for negligence or unfair practices, from identifying your legal claims and pre-filing steps to choosing court and what follows.
Debt Forgiveness for Seniors: Medical Bills, Bankruptcy, and Scams
Learn how debt forgiveness for seniors works, from income and asset protections to negotiating medical bills, bankruptcy, and avoiding relief scams.
What FDIC Insurance Covers and What It Doesn’t
Learn how FDIC insurance works, from the deposits and account types it protects to the products it excludes and what happens when a bank fails.
What Happens After a Final Judgment of Foreclosure?
Learn what happens after a final judgment of foreclosure, from the auction and move-out through redemption rights, leftover debt or surplus, taxes, and credit.