My Chapter 13 Payments Are Too High: Modify, Convert, or Dismiss
Learn your options when Chapter 13 payments are too high, from reworking the plan and short-term relief to converting or ending the case altogether.
How to Cash a Check Made Out to an Estate as Executor
Learn how to cash a check made out to an estate as executor, from setting up the court paperwork and estate account to endorsing and depositing checks.
Is a POD Account Considered Part of an Estate?
Learn whether a POD account is part of an estate, from probate treatment and federal tax rules to the situations that can pull the funds back into probate.
My Car Loan Was Charged Off but I Still Have the Car: Repossession and Debt
Learn what happens when your car loan is charged off but you still have the car, from repossession risk and lingering debt to credit fallout and next steps.
Can a Bank Garnishment Be Reversed? Exemptions and Motions
Learn how a bank garnishment can be reversed, from claiming exempt funds and challenging the judgment to negotiating a release or filing bankruptcy.
What Funds Are Exempt From Garnishment: Wages, Benefits, and IRAs
Learn what funds are exempt from garnishment, from wage and benefit protections to retirement savings and the steps for claiming an exemption in time.
Do I Have to Pay an Invoice That Is 2 Years Old?
Learn whether you must pay a 2 year old invoice, from how long creditors can still collect to your rights, credit impact, and smart ways to respond.
Does a Loan Agreement Need to Be Notarized?
Learn whether a loan agreement needs to be notarized, from what makes one legally binding to when a notary is required and when it's simply worth doing.
Can I Exclude a Credit Card From Chapter 13 Bankruptcy?
Learn what happens when you try to exclude a credit card from Chapter 13 bankruptcy, from listing rules and equal treatment to credit use during the plan.
Who Is Responsible If a Check Is Stolen and Cashed?
Learn who is responsible if a check is stolen and cashed, from forged signatures and endorsements to reporting deadlines and steps to protect yourself.