Can a Third Party Debt Collector Sue You: Defenses and Judgments
Learn how a third-party debt collector can sue you, from what they must prove to the defenses, judgment consequences, and protections you may have.
Do You Need a License to Do Commercial Loans? State Rules and Exemptions
Learn how state rules shape whether you need a license to do commercial loans, from broker and lender requirements to common exemptions, disclosures, and penalties.
Can You Get a Home Equity Loan on a Land Contract? Refinance Options
Learn how a home equity loan on a land contract works, from why lenders decline to refinancing into a standard mortgage and interim funding options.
What Is a Storage Lien and How Does It Work?
Learn how a storage lien works when you fall behind on rent, from when it attaches and the required notices through auction, payoff, and special cases.
Can You Legally Hold Someone’s Property If They Owe You Money?
Learn when you can legally hold someone's property if they owe you money, from the situations that allow it to the limits and risks of getting it wrong.
Buying a House With Solar Panels Not Paid Off: Four Buyer Options
Learn how buying a house with solar panels not paid off works, from financing types and mortgage impacts to your options for handling the contract.
Who Can Ask for Bank Statements: Lenders, Employers, and the IRS
Learn who can ask for your bank statements, from routine requests by lenders and employers to court orders, IRS summonses, and silent bank reporting.
Can You Add Debt to a Chapter 7 After Discharge?
Learn how adding debt to a Chapter 7 after discharge works, from reopening the case for pre-filing debts to post-filing debts and refiling options.
How to Reopen a Bankruptcy Case: Reasons, Timing, and Costs
Learn how to reopen a bankruptcy case, from reasons and deadlines courts recognize through drafting the motion to what reopening can and cannot achieve.
Can State Taxes Be Discharged in Chapter 7 Bankruptcy?
Learn how discharging state taxes in Chapter 7 bankruptcy works, from the timing and filing rules to the tax types, liens, and penalties that survive.